Send MoneyGlobally.Instantly.Zero Fees.
The easiest way for Filipinos worldwide to send, receive, and manage money together with family and friends.
Total Balance
₱ 145,280.50
+₱ 12,500 this month
Recent Activity
Maria Santos
Received
+₱ 5,000
Globe Bills
Bill
-₱ 1,299
Family Goal
Savings
+₱ 2,500
Transfer Complete
₱ 10,000 sent
Zero Fees
Always Free
One App for All Your Financial Needs
From sending money abroad to paying bills and saving for your dreams, Perako makes managing your finances simple and completely free.
Send & Receive
Instantly send money to family and friends anywhere in the world. Receive remittances directly to your Perako account with zero fees.
Pay Bills
Pay all your bills in one place — utilities, internet, mobile load, and more. Never miss a due date with automatic reminders.
Shop & Pay
Use Perako to pay at thousands of stores nationwide. Scan QR codes or tap to pay instantly with your linked card.
Save Smart
Set savings goals and watch your money grow. Earn competitive interest rates while keeping your funds easily accessible.
Multi-Currency
Hold and convert multiple currencies at real exchange rates. Perfect for OFWs managing money across different countries.
Instant Transfers
Money arrives in seconds, not days. Our lightning-fast infrastructure ensures your transfers are always instant.
Simple as 1-2-3
No complicated setup. No hidden requirements. Just download, verify, and start sending money worldwide.
Download Perako
Get the app from the App Store or Google Play. It takes less than a minute to install.
Verify Your Identity
Quick KYC verification using your valid ID. Most users complete this in under 5 minutes.
Start Sending
Add money to your account and start sending to family and friends instantly — with zero fees.
Real Stories from Real Users
Join millions of Filipinos who have made Perako their go-to financial companion.
“Perako changed how I send money home. My family receives it instantly, and I don't lose anything to fees. Salamat, Perako!”
Maria Santos
OFW in Dubai
“The bill payment feature is a lifesaver. I pay all my business bills in one place. Plus, the savings goals help me plan for expansion.”
Juan dela Cruz
Small Business Owner, Manila
“Split bills with my friends is so easy now! No more awkward 'you owe me' conversations. The app does everything for us.”
Ana Reyes
College Student, Cebu
More Ways to Grow Your Money
We're building the ultimate financial super app for Filipinos. Here's what's coming next.
Stock Trading
Invest in Philippine and US stocks directly from your Perako account. Build your wealth one trade at a time.
Buy Crypto
Get exposure to Bitcoin, Ethereum, and other cryptocurrencies with as little as ₱100. Simple, secure, and accessible.
Personal Loans
Access instant personal loans with competitive rates based on your Perako history. No collateral needed.
Want to be the first to know when new features launch?
Ready to Take Control ofYour Finances?
Join over 2 million Filipinos who are already sending money, paying bills, and saving smarter with Perako. Download now — it's free!
Available on iOS 14+ and Android 8+. No credit card required.
Money is BetterTogether
Perako isn't just a finance app — it's where your financial life meets your social circle. Manage money as a family, save with friends, and support your community.
Find Family & Friends
Easily discover and connect with your contacts. Send money to loved ones with just a few taps.
Shared Goals
Save together for vacations, buying a car, or community projects. Track progress as a group.
Split Bills
Going dutch? Split expenses instantly with friends and settle up without the awkwardness.
Group Funds
Create paluwagan-style savings circles or emergency funds for your family and barangay.
Family Vacation Fund
₱ 125,000
Contributors
Maria added ₱ 5,000
Just now
₱ 2,450
Dinner at Jollibee • 5 people